Student Loan

Do late payments on a school loan hurt my chances of a home loan with a good interest rate?

I am 24 years old and I have paid my college loan late a few times and I am hoping to get a home loan with a descent interest rate, will that still be possible? And what effect do garnishments have on home loans? The garnishment is not home loan related.


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If I have defaulted on a school loan and my taxes could be taken can they take my wifes taxes?

I have a school loan from before my marriage and it has defaulted. I am filing a joint return and was wondering if the IRS can take BOTH refunds, or mine only?


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Does my credit affect my ability to go to school and get financial aid or a school loan?

I will like to go back to college. but my credit its messed up and I am afraid of being deny financial aid or another school loan.


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Concerning my school loan and is it right?

I am not working and haven’t been for quite some time. My husband is the bread winner. We are a family of 5 and the financial situation is tough. We filed on our taxes and my school loan took all of the tax money that we were going to receive. I feel that this is wrong because I currently do not have a job and stopped working to be with my daughter who has seizures and demands our attention. Please anyone, I need you comments and advice on my situation. Thank you!


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Do I have to repay the school loan even If I'm not going to that school anymore?

I enrolled in a pharmacy tech program in a private school , I never signed anything or never accpeted any financial aid or loan , I filled out fafsa for grant money and havent accepted their offer either…Now I don’t want to go to that school anymore, and there is 5 more months left. Do I have to pay them or apply for a loan even if Im not attending their classes?


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will getting a federal consolidation loan affect your chances of getting graduate school loans?

I have two jobs and still struggle to pay my student loans and for this reaosn I am considering a consolidation loan. Eventaully I owul dlike to go to graduate school. If I were to get a consolidation loan would that affect my eligibility for grad school loans in the future?


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Will me and my fiance' buying a house now (We both have good credit scores) affect me getting a school loan?

I want to go to pilot school within the next year or so and ill need about a ,000 loan to make it a reality.


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What can I do about a default school loan?

I have a large school loan that went in to default because i was in a very bad car accident and could not make the payments. Now I am on disability I get a monthly check. After i pay rent and utilities I have maybe 200.00 left for food and meds. I tried to make arragement with them to send 50.00 they said they would put a note that I refuse to pay. They want me to pay 275.00 a month or they will take my husband tax refund.( he was not around when i got this debt) or sue. What can I do? HELP


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A way around paying interest while in school on a school loan?

I took out a private/alt education loan with a company that filled the form out over the phone. They didnt’ ask if i wanted to pay interest only while in school. To my misfortune, they selected/type in that option for me, and now I seem to be stuck paying this, and I cannot afford it! They SAY they can’t change it, and neither will AES, is there any way around this? My other loans don’t have this as my choice!


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Does anybody know if you can file bankruptcy on a Federal school loan?

Does anybody know if you can file bankruptcy on a Federal school loan? If you have already defalted on the loan but they have not garinish your wages yet, and you can not make any payment on the loan at all, can you file an the federal school loans too, when you file?


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Will not filing a FAFSA hurt my chances of getting a school loan?

So I screwed up. Somehow I missed the FAFSA date and didnt file in time. My family is fairly well-off, and I wasn’t expecting to get any sort of grant or anything, but I do need loans to get me through school. Can I sill get school loans even though I didn’t file the FAFSA? Does the fact that I didn’t file hurt my chances of getting a loan? Where’s a good place to start in terms of looking for a loan?


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Where can I get a school loan with bad credit and no co-signer?

I need a loan to go to massage therapy school but My credit is not so great and my parents are not willing to help. Where should I go?


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Does it take longer to pay off a school loan if you break up the payments?

Will it end up taking longer for me to pay off a school loan if I divide the total monthly amount in 2, and pay it 2 times a month, rather then paying it once a month in one larger paymet? Will the intrest add up faster?


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Can I get a school loan or grant to go to school or do online classes if I owe Sally Mae?

I graduated Tennesse Career College about 6 years ago for Medical Transcription. I never got a job doing that and would like to know. The problem is I need a refresher’s course. Can i go back to school getting a loan possibly one i dont have to pay back if I still owe Sally Mae- Where can i find a good mt refresher’s course.


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Who can help me wiht information about a school loan for head of household and single?

I need to go back to school but I have a outstanding loan over my head, how do I clear this?


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