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Should I pay off my medical debt or file bankruptcy?
I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections – I did not have insurance and was not eligible for assistance. Now a new friend has offered to help me either file bankruptcy or pay off my medical debt if I negotiate with them to lower it. What should I do? I thought if I filed bankruptcy I would be able to recover faster. Any suggestions would be helpful. Thanks.
Can you include medical bills when filing bankruptcy?
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I need to find a good attorney about bankruptcy. Can any one suggest how I can find out about lawyers?
April 18, 2010 - 9:37 am
Tags: bankruptcy
Posted in Bankruptcy Lawyers | 1 comment
I am going to have to go through bankruptcy and I have no idea how to check to find a good attorney. Can any one help me? Other Credit and Debt information How does bankruptcy work? « Kitchener Ontario Personal Bankruptcy Blog What Are The Several Varieties Of Bankruptcy? | sliby.com Debt: March Bankruptcy Filings [...]
Aren’t property taxes included in the mortgage payment ?
April 5, 2010 - 6:24 am
Tags: insurance, mail, mortgage payments, property taxes
Posted in Mortgage | 1 comment
I just got in the mail a bill for my property taxes but I thought my taxes were included in my mortgage payments. I thought I had my taxes and insurance impounded( included in my mtg payment ) Does anybody know ? Other Credit and Debt information Individual Health Insurance And Its Quotes « About [...]
Any Bankruptcy Lawyers out there??? How to find out what all of your debts are ….?
March 20, 2010 - 4:49 am
Tags: bankruptcy, debts, hell, mail, threating
Posted in Bankruptcy Lawyers | 1 comment
I have a few threating phone calls coming in, from I have No Idea who the hell these people, places, or companies are!???, And I am Not going to call them back just because they leave threating messages on my v’mail and then some and they will contact me legally, with or without my corporation [...]
Why do we need lawyers for bankruptcy filing?
March 18, 2010 - 4:49 am
Tags: bankruptcy, income taxes, paperwork
Posted in Bankruptcy Lawyers | 1 comment
If you can do your own income taxes, then why can’t we fill out the paperwork for bankruptcy ourselves? Other Credit and Debt information ETF DAILY NEWS » State Street Files Paperwork With The SEC For A SPDR S&P AGENCY BOND ETF South-Western Federal Taxation 2010: Individual Income Taxes | Buy Business life books Easton [...]
Should I take a lawyers advice on bankruptcy?
March 11, 2010 - 7:12 pm
Tags: bankruptcy, consultation, creditors, debts, email, lawyers, radio
Posted in Bankruptcy Lawyers | 1 comment
I have a lot of debt (over ,000) and I am no longer able to pay on it. I believe in paying my debts and would like to pay eventually. I sent an email to one of those lawyers that have shows on the radio asking for advice. They replied saying I should come in [...]
Does anybody know if you can file bankruptcy on a Federal school loan?
March 11, 2010 - 7:13 am
Tags: bankruptcy, school loan, school loans, wages
Posted in Student Loan | 1 comment
Does anybody know if you can file bankruptcy on a Federal school loan? If you have already defalted on the loan but they have not garinish your wages yet, and you can not make any payment on the loan at all, can you file an the federal school loans too, when you file? A way [...]
How You Should Handle It When Purchases Chargecard Accounts Are Disputed
March 8, 2010 - 2:45 pm
Tags: credit cards
Posted in finance | No comments
When you set up shop and allow for payments via debit and credit card accounts, there are numerous advantages- including spontaneous shoppers, and consumers who will buy more when they can put it on a credit card account, but there are also a few disadvantages as well. One issue many retailers discover when they first [...]
Fundamental Details About Credit Cards
March 8, 2010 - 12:03 pm
Tags: Credit Card, credit card applications, credit cards
Posted in Bad Credit Debt Section | No comments
There are lots of different credit card offers all over around. The ads are in all types of mass media. You might even get them by mail. The envelopes usually contain the treatment with your data and you just need to sign it and send back to get the new credit card. The procedure is [...]
The Credit Card Processing – Get More Facts!
March 8, 2010 - 12:02 pm
Tags: Credit Card, credit card applications, credit cards
Posted in Bad Credit Debt Section | No comments
It the typical situation for people all over the world, no matter when exactly they live to be troubled with the popular question. It is quite evident that people living in the modern society, would like to gain the great deal of money to satisfy all the needs they have. However, accordingly to the definite [...]
Applying For Your First Credit Card
March 8, 2010 - 12:01 pm
Tags: Credit Card, credit card applications, credit cards
Posted in Bad Credit Debt Section | No comments
If you are going to apply for your first credit card, you might be confused with the number of credit card ads. There are lots of them on TV, in the newspapers and Internet. Some of them are sent to you directly by post. These might even be the ready treatments you need to sign [...]
January 26, 2010 - 5:36 am
Bankruptcy may be the immediate solution but that can prove unsafe in the long run. As bankruptcy stays on your credit report for 10 years so till then after that you would face difficulty in getting loan, purchasing or leasing anything as your credit score gets down due to filed for bankruptcy results in a 160-220 point deduction on their credit score and if a delinquent account is added to the individuals credit file, 70-120 points are subtracted. So after bankruptcy you have to build your credit from start.
Thus paying off debts would not be an immediate solution but it will be beneficial in long rung. If you are not able to manage your debts on your own there is the bills consolidation program provided by debt consolidation company in which all your bills are consolidated into one and you have to pay only one payment each monthly to the consolidation company which they in turn distribute among your creditors.
Here is the source of a debt consolidation company named http://ezconsolidation.com for you reference who provide bill consolidation plan