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What is the best way to pay off an equity loan?
I have taken an equity loan for 300 months with an interest rate of 8.24% and making a monthly payment of 7.07. Along with making the monthly payment I am also wanting to pay this off as early as possible by paying 0-500 monthly on the principal. How can I calculate how long this will take to pay off by paying this amount on the principal and is it better to pay on the principal weekly, bi-weekly or monthly. Thank you in advance for your responses!
Using Home Equity Loans To Make Home Improvements
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January 9, 2010 - 6:49 am
The calculator above is great. On the other hand you will be able to knock that loan out in no time paying $400-$500, you are going to save so much money in interest.
Since you can afford the payments and are able to pay it off. I think you did a great job by being able to use the equity in your home. Being able to make extra payments is even better. Interest rates are low and if you can get a good interest rate loan to get you through these times. Good for you!